Independent insurance agents reviewing coverage options in a conference room
Programs

Comprehensive policy placement
across major lines

Clear guidance across property, liability, professional indemnity, and specialized programs, matching operations with stable carriers and providing consistent team support year over year.

How It Works
40+Years in Business
11Team Members
2Office Locations
50+Local Civic & School Programs

Coverage built for your industry

Specialized, deeply researched insurance policies tailored to the unique liabilities of complex organizations.

Who We Serve

Built for organizations with distinct operational and community responsibilities.

/01

Multi-State & Fleet Logistics

Secures mid-market corporate entities managing high-exposure manufacturing, large vehicle fleets, and multi-state supply chains.

/02

K-12 Districts & Bus Fleets

Protects academic environments navigating rigid public funding boundaries, student transit operations, and institutional liabilities.

/03

Roster-Based & Volunteer Ministries

Safeguards houses of worship relying on volunteer teams, active youth ministries, and historical property schedules.

/04

Board-Governed Municipalities

Defends local civil governments, town councils, and public water districts operating under strict statutory tort caps.

/05

Care-Centric Clinicians & Facilities

Isolates clinical risks for independent medical practices, home health networks, and electronic patient record systems.

/06

Emergency Services & First Responders (VFIS)

Insures volunteer fire departments, EMS agencies, and 911 centers with specialized emergency vehicle replacement and specialized on-duty accident lines.

The Burrows Process

A clear path from
evaluation to coverage

Every organization moves through a structured, transparent evaluation cycle built entirely around your corporate fiscal timeline or municipal bidding schedules.

  1. Step 01

    Discovery Call

    A brief, no-pressure phone conversation to understand current operations, pain points, and goals.

  2. Step 02

    Risk Assessment

    A personal review of daily operations and an audit of existing policies to find dangerous coverage gaps.

  3. Step 03

    Custom Coverage

    Development of a tailored insurance program negotiated directly with top-tier insurance carriers.

  4. Step 04

    Ongoing Support

    Continuous account monitoring, early renewal planning, and direct, aggressive client advocacy on every claim.

American flag on a civic building in downtown Oklahoma
Performance

Verifiable stability,
trusted coverage

Reliability is delivered through results. Hundreds of complex public entities, regional businesses, and specialized institutions across Oklahoma and Arkansas trust Burrows to protect their operational continuity.

11

Advisors on the Team

95%

Policy Renewal Rate

Forty years on the same side of the table

The same team
the region has trusted
for four decades.

Four decades of writing policies for the same businesses, schools, and civic organizations that build and protect this part of Oklahoma. The relationships outlast the renewals, and the advice outlasts any single carrier appointment.

We carry forward what we have learned about the carriers, the claims, and the people. The next generation of clients gets the benefit of the last.

95% of clients choose to stay with Burrows year after year.

Writing policies for the same businesses, public entities, and civic organizations across the region means the proof is in our renewals. This stability is the byproduct of delivering fast, honest, private-sector service, one quiet renewal at a time.

Retention
95%

Of clients choose to stay with Burrows year after year.

Burrows team meeting with a client
Referrals
80%

Of new business arrives through direct referrals from existing commercial, school, and civic clients.

Integration
Multi-Line

Administrative headaches are eliminated by consolidating liability, fleet, and property policies under a single advisory team.

Direct Client Advocacy
100%

Independent representation on all claims. Automated carrier channels are bypassed to stand up for clients directly.

Watch our story

Common questions
about our coverage.

The practical things prospective clients ask the Burrows team most frequently.

VFIS is engineered strictly for Emergency Service Organizations (ESOs), like fire and EMS departments. Unlike generic business insurance, it includes specialized coverage for emergency vehicles (apparatus), line-of-duty medical benefits, and station property.

Ready to get protected?

Get the precise coverage your industry demands, backed by a local team that actually answers the phone.